Payment Installment Plan
1.  The PAL and HSBC 0% Installment Program is open to all Philippine-issued HSBC card holders, with good credit standing, from 01 December 2017 to 31 May 2018. HSBC Corporate and Debit cards are excluded from the Promo.
2. 0% Installment plan is only available via
3. To avail of the 0% installment, required minimum transaction amount shall apply:
•         For 3 month installments – minimum of P20,000
•         For 6 month installments – minimum of P50,000

•        For 9 month installments – minimum of P100,000
4. All fares are subject to PAL’s specific fare rules per destination and terms and conditions.
5.  Booked tickets are non-endorsable and may not be refundable. If the fare conditions permit refund, the unused tickets bought online may be refunded subject to applicable penalties. Please visit or call any Philippine Airlines Ticket Office or send an e-mail to   Unless requested from PAL, PAL will not automatically refund your unused tickets.
 If the HSBC credit card used is not under passenger’s account name, passenger and the credit card holder both agree that: 
·         Either the passenger or credit card holder may apply for online refund application;
·         The refund will automatically be credited to the credit card account used;
Note: Some fares are non-refundable. Please check the PAL fare conditions relating to the selected airfare(s). 
 6.  Online installment is available on prime booking only.  Not available for booking changes transactions.
 7.  Transaction amounts in currencies other than Philippine Peso shall be converted to the billing currency (Philippine Peso) using the prevailing foreign exchange rate during time of posting.
 8.  Prices exclude Philippine Travel Tax, other charges and fees that are collected at the airport.
 9.  Monthly amortization computation will be presented in SOA rounded-off to the last 2 decimal points/centavo value. HSBC shall make the necessary adjustment on the last monthly installment amount considering residual amount and missed amortization due to late presentments, if applicable.
 For example, transaction amount is P10,000 for an installment payable over 3-month tenor shall be posted in your SOA as follows:
    1st of 3 installments = Php3,333.33
    2nd of 3 installments = Php3,333.33
    3rd of 3 installments = Php3,333.34
10.  Flights will be governed by the terms and conditions of the Philippine Airlines who supplies the flight(s) to you. For any questions regarding the flight options please contact the Philippine Airlines directly at +63 2 855-8888.

 Per DTI FTEB-SPD Permit No. 14738. Series of 2017.